Ace Cash Express Reviews - What Is It?

DO NOT USE Ace Cash Express!!! You Must Read This Review!
Fully Researched: Price, User Feedback and More!

ACE Cash Express is a payday lender that is always ready to provide you with cash any time you need it through instant approval. The company has more than 1,500 retail locations around the country, which guarantees a high level of convenience. But even though the loans are usually associated with fast approval and funding, is these services are a viable option to get cash? Let's answer this question by taking a look at the facts. In order to get cash, you may be eligible for any of the offered options. You may pick up cash at a local ACE Cash Express store or you may have money deposited into your bank account. You can easily apply for a loan online. Actually, you can complete the application online in just a few minutes and get an answer instantly. While doing this, ensure that you have your source of income, social security number, and banking information handy.

Loans are available online in the states named below; however, minimum and maximum loan amounts may significantly vary by state. Besides, the amount you may borrow depends on your income. In California you can get loans from $2,500 to- $5,000. In Missouri, Ohio, Delaware, New Mexico, and Texas loans range from $200 to $2,000. Each loan comes with a 72-hour satisfaction guarantee. It means that if you decide not to use your loan, just return the money within 72 hours and you won't have to pay anything more. Most users are happy with minimum requirements for being approved for a loan. Let us see what experience other people tend to have when using these services.

Customer Reviews - Does Ace Cash Express Really Work?

Overall, it seems that ACE Cash Express has a double online customer reputation. The majority of people are highly satisfied with the offered services, while others are not. Some customers complain about customer service staff who sometimes fails to solve account problems. Some people report high-pressure sales tactics, examples of scammers taking out loans in other people's names, and requests for upfront fees in hundreds of dollars due to some errors. In fact, the company does not charge upfront fees, but these individuals might have received these requests after applying for the loan.

In general, ACE Cash Express holds a C-rating with the Better Business Bureau. The company is associated with 180 closed complaints; however, it has much more positive opinions from customers. There are even reviews from employees of this company. For example, one woman reports that she has learned how to multi-task due to her work in ACE Cash Express. She was the only person to work for eight hours a day, thus, she was dealing with clients face to face, over the phone, and through email. She could choose from multiple schedules and even was offered over time. If you work well, you will get a monthly bonus. They offer stable work environment, awesome management and opportunities for growth. The woman was also happy with her payment, as well as location of the office.

Another employee writes that he really loved his job, even though it was hectic sometimes. He also had to multitask and demonstrate all of his professionalism because the company is well-known and serious. The man did a lot of business in the store and consulted potential and current clients on the phone. He managed to receive bonuses almost every month. It is a wise idea to read actual testimonials of employees or customers of the company. Here are some of them.

"I am so grateful for the help of AceCash Express when I needed their services. Actually, it was my car that needed servicing. I needed $900 in total and ACE lent me $300. I really needed this money then. I paid my loans due each month and there was never a late fee. At present, I paid in full and I hope I won't face any similar situations. But even if I do, I know where to go. People working in the company are kind and attentive. Thanks you very much, you are just life savers!"

"I took out a $400.00 installment loan from Ace CashExpress recently. I have already made four of the five payments in order to satisfy my obligation. I have not had any problems other than the high-interest rates; however, other companies have even higher rates. I would recommend this loan option if you really need it. By the way, my acquaintance works in this company and loves her job very much. She says that she has learned the importance of advertising and marketing, as well as business management and good communication skills."

"Ace Cash Express offers a wonderful customer service. They held me out of an unpleasant situation several times and did not put me in debt. The staff is really understanding and helped me when I could not make my payments. I highly recommend this company to all people who need a payday loan. There are situations in life when you may need money immediately. This is the most reputable and trustworthy company I have ever dealt with. I picked up my cash at the nearest location and verified everything online. They can also deposit in your bank account within two days if you are not in a hurry."

My Final Summary

Whenever you find yourself in a difficult financial situation and need money immediately, ACE Cash Express can be an answer. But before using their service you will need to consider some issues. First, no matter which loan option you select, you will be subjected to interest rates. In some cases, the total interest can meet the amount of your loan. It is mentioned on the official website that the company can provide loans for individuals without credit. They don't deal with building or repairing credit history.

In general, customers are satisfied with the services offered by interest rates. The same can be said about employees of the company who find their job very enjoyable and developing. At the same time, some users find their interest rates too high. Repayment terms do not seem to be difficult at all. Most payday loan reviews carry a positive character. Of course, it is better to stay away from these types of lenders, but if you desperately need money, be sure that ACE Cash Express is always there to help you. I can certainly recommend this payday lender. Beware of fraudsters saying to be representatives of the company.

Ace Cash Express Pricing and Rates

According to the company's official website, ACE Cash Express offers loans ranging between $200 and $2,500, depending on the state in which you live. Unlike other payday lenders we've reviewed, this company does not provide an overview of their interest rates on the site. However, there is contact information for you to get the details of the loan, application terms, fees, and qualifications. There are no fees associated with the loan when you pay it off earlier. You will not be allowed to take out another loan until your current one is paid off. You will be offered a 48 or 72-hour risk free satisfaction guarantee, which means that you can return the money without fees or penalties within this term.