Capital One Venture Card Reviews - What Is It?

WARNING: DO NOT USE Capital One Venture Card Until You Read This Review!
Is it a Scam? Does It Really Work?

Capital One Venture Card

The Capital One Venture Rewards Credit Card is one of the most wonderful travel credit cards available on the modern market. It offers two miles rewards for every $1 spent on all purchases. One mile is worth $0.01 when redeemed for travel. The card also provides a great sign-up incentive: you can benefit from a one-time bonus of 40,000 miles once you spend $3,000 on purchases within three months from account opening that is $400 in travel. Another advantage of this credit card is that reward redemption involves all airlines and hotels. Points are redeemed as statement credits for travel purchases. Besides, there are no transaction fees and annual fees. Only from the second year of use you will need to pay $59 annually.

The Capital One Venture Rewards Credit Card is associated with flexible travel rewards to users of good credit. The rewards don't expire until you card is open, and miles can be used for cruises, hotels, flights, car rentals, and more. The card gives an opportunity to earn unlimited miles on all purchases every day. There are no blackout dates or seat restrictions when choosing tickets, hotels, car rentals, cruises, travel packages, etc. Is Capital One Venture Rewards Credit Card really as good as depicted on its official website? Let us take a look at what real users of the card are writing about it online and try to answer this question.

Customer Reviews - Does Capital One Venture Card Really Work?

You can find a great number of users' reviews on different websites. It seems that the greater amount of those testimonials are positive. The users of the card are highly satisfied with the services offered by the card. It is easy and convenient to use, as well as doesn't have annual fees within the first year of usage. One customer writes that he has owned the Capital One Venture Rewards Credit Card for approximately two years and he loves it more than ever. The man pays everything with this card and then just pays off at the end of the month. He has already earned $1,500 in travel! The card helped him to fly to Australia for only $200! In addition, the user is extremely pleased with the customer service offered by the company. The man does recommend this card to everyone!

A female user of the card reports that she has fallen in love with it as soon as she received it. There are no weird restrictions when it comes to points, like you can redeem then only on certain travel products or how many you can redeem. In reality, you can redeem any amounts of points on anything related to travelling - hotel rooms baggage fees, car rental, plane tickets, etc. The woman has had more than several free stays since she gets two points on everything. She even confesses that this is the only credit card she uses! The user also loves the company's customer service; she has hardly ever had to wait to get an answer to her question. The woman says that she was on and off the phone in five minutes when she changed her name after getting married. They used text service to verify questionable purchases, which has saved this woman from fraud several times. She is happy with both this card and this company!

One customer writes that he was approved for $10K with 749 (751) score. He spent $3000 and received his bonuses. In total, the man has got $500 in travel or $250 for regular purchases. These five hundreds came in handy to cover his NY MTA expenses and UBER (lyft, Gett). The user says that it is a wonderful card with unlimited two miles (2%) cash back. I am glad that there is no annual fee within the first year of usage this card. By the way, they can send a replacement card very fast if you need it! In the end, the man added that he closed two credit cards during the last month because did not use them at all.

The next user reports that the Capital One Venture Card is an amazing card. She is happy with just everything. The application process was easy. The 2% cash back is worth it too. The sign up bonus gave her two round trip domestic flights. The official website is very easy to use. The annual renewal costs only $59. In general, the card is accessible and accurate. If you are looking for cash back for purchases, you should definitely opt for this card, according to this user's words. It will offer a number of rewards to please you a lot. Let's take a look at the actual testimonials left by the cardholders online.

"I just applied for the Capital One Venture Card through the credit karma link and was instantly approved for $10,000 card with a 17.99% rate. I am so excited to finally get this card! In addition, I have two low limit Capital One cards. I have had those for 4 and 7 years respectively and I am highly satisfied with both of them. I am looking forward to using this marvelous rewards program. As far as I know, this card is easy to redeem and offers lots of rewards."

"I applied for the Capital One Venture Card online today and was approved for 30k limit really fast. I also received the 13.99% interest rate. My scores range between the three bureaus from 804 to 833. The online application process was very easy and I am satisfied with credit limit. I am going to travel a lot and I hope I will be able to use this card for fuel, hotel stays, airline tickets, and more. All this will be reimbursed, so I hope to gain lots of reward points."

"I have been a card holder for a few years now. I get one premium credit card each year. This year I applied for the Capital One Venture Card. I was surprised to be approved with a credit line of $15,000 almost immediately. The great advantage of this card is the bonus 30,000 mile after spending 3,000 in the first 3 months (for new members only). I spent 4,500 within the first month already, so I was able to pay balance off in full. Thank you for extra miles."

My Final Summary

The Capital One Venture Card is associated with a great number of advantages. First of all, you can enjoy a one-time bonus of 40,000 miles after spending $3,000 on purchases within the first three months from opening your account. Second, you can earn two miles per dollar on every purchase. There is no limit to how many miles you can earn. Miles won't expire for the term of your account.

You are not limited the variety of airlines you can choose for flights, hotels or restaurants. You can travel whenever you wish without any blackout dates. There are no foreign transaction fees or annual fee for the first year of using the card. Then you will need to pay $59 each year. You can get a metal Venture Card if you apply today. APR is from 13.99% to 23.99%. The card can boast high rewards rate and flexible redemption for travel. Taking into account all pros and cons of the Capital One Venture Card, I can certainly recommend this card to usage.

Capital One Venture Card Pricing and Rates

You can apply for the Capital One Venture Card any time you wish on the official website of the company. Speaking about pricing, it is necessary to say that it has no annual fees within the first year of usage. After that the cardholder needs to pay $59 a year. I have to say that this pricing is very low for a card of this kind.