Safe Auto Insurance Company Reviews - What Is It?
WARNING: DO NOT BUY Safe Auto Insurance Company Until You Read This Review!
Is it a Scam? Does It Really Work?
Safe Auto Insurance Company is a unique insurance company that is specially created for drivers who are looking for a good car insurance that would be affordable and meet legal minimums. Even though it is basic auto insurance, it can be the best option for those who have hard financial times in their life. This relatively young company was founded in 1993 in Columbus, Ohio and has expanded to serve sixteen states. The company has always offered basic state minimum liability in combination with extended coverage options. SafeAuto is licensed in two more states but it does not operate there yet. The company has two storefront offices in Columbus, and provides its policies to other states online and over the phone.
SafeAuto has no brokers, agents, or commissions, which makes this company a great choice for busy people. This direct-buy insurer provides low-cost insurance. The main goal of the company is to provide nonstandard drivers with liability coverage, which means that they don't qualify for insurance with standard companies. They may have major violations, accidents or tickets on their record, need SR-22 filings, or those with credit issues. Even the company is relatively new, it has become quite popular among users all over the country quickly. Let us take a look what products Safe Auto Insurance Company offers and what kind of reviews of customers it has.
Customer Reviews - Does Safe Auto Insurance Company Really Work?
Auto insurance is the only direct product of the company, and they work with drivers who need to get legal minimum insurance but find it difficult to get coverage from standard insurers. These can be immigrants who are driving on an international license, those whose driving record makes them difficult to insure or drivers without insurance history. The company advertises its products as "Legal for Less". It means that they provide legal minimum policies at the lowest price possible. The official website contains little information on SafeAuto specific policies. The company offers higher limits and optional coverage such as collision and comprehensive, but it is unknown whether they can provide enough coverage in a serious accident.
The company does not sell anything else, but they have a partnership with Augeo Benefits with the intention of assisting their customers to get health insurance products. Due to this partnership you can buy short-term medical, major medical insurance, limited medical, Accident, Critical Illness, Life insurance. There is a 24/7 phone line: 1-800-723-3288 for clients to report their claims. In addition, Safe Auto Insurance Company has a mobile app meant for managing policies. The company provides a lot of information about their claims process and products, with a simple and clear FAQ section. The procedure includes assigning an adjuster who will help you to investigate and determine fault, as well as check benefits. There is the so called SafeAuto Select program, a preferred vendor network for repairs.
There is a number of customer reviews on Safe Auto Insurance Company online, both positive and negative. The company has been BBB accredited since 1997. At present they have an A+ rating. The BBB has more than one hundred complaints against the company in the past three years. The majority of complaints seem to be surrounding their service and products. However, the BBB does not think that it is a high number for a company of this size. There are 81 ratings of the Safe Auto Insurance Company on ConsumerAffairs.com. A number of complaints are from customers who were involved in an accident with a SafeAuto insured driver. They report long response time. Other websites have some complaints that include unusual billing practices and a bit high pricing. Positive reviews focus on good customer service and low rates. In general, it seems to be an affordable insurance with diverse coverage packages to meet the needs of a consumer. It appears to be very affordable too. Rates do not go up with accidents or tickets. Many clients report that they have been with Safe Auto for a few years and haven't had any claims. The staff is pleasant to communicate with and solve problems. Let's see what real clients think about this company.
"It was a pleasant working experience with the SafeAuto Insurance Company. They have met all of my needs expeditiously and I am happy with the results. My policy includes my son-in-law's car and my own car. I have had no problems with this company or my coverage. I am pleased with the affordable premiums. I have all reasons to recommend them."
"I am happy with Safe Auto Insurance Company. I have had their car insurance for more than five years now and I haven't had any problems at all. Their customer service is wonderful too. They work fast and efficiently when you apply. I would recommend them to anyone who needs a good insurance company."
"Safe Auto Insurance company is really the best insurance company on the market. They are the only who pay their claims in a timely manner. They will answer all of your questions and solve your problems if you ask them to. Just call at 1-800 to talk to their representative any time of the day or night, 7 days a week. I am going to continue business with them."
My Final Summary
Safe Auto Insurance Company is the company that is worth your attention. It offers a number of advantages. The personnel of the company work fast and efficiently. They prove to be helpful and professional. The official website contains all the necessary information on the terms of the process. Unfortunately, it does not provide a rate quote, which is why it may seem difficult to make a decision whether to use SafeAuto services. However, if you study customer reviews, you will find out that many clients are happy with their cooperation with this company. Even though there are some negative reviews, they seem to be fake for the most part.
You are recommended to apply for the services of Safe Auto Insurance Company if you are looking for high-risk or nonstandard insurance and have been quoted very high rates or turned down by other companies of the kind. At the same time, this company will be also helpful for those drivers who have no other issues and can boast a clean record. Taking into account all pros and cons, I certainly recommend this auto insurance company to every driver. You will be pleasantly surprised with their services and low pricing.
Safe Auto Insurance Company Pricing and Rates
As it was already mentioned, Safe Auto Insurance Company offers a legal minimum at a low cost; however, exact numbers are unknown. If you need more details on the question, call their customer service at 1-800 and consult one of the company's representatives. It is expected that their rates are on the low side. This type of insurer is just perfect for nonstandard drivers who have been abandoned by other companies of the kind. SafeAuto offers online quoting for the states where coverage is provided; thus, it is easy to get a quote for everyone.