SelectQuote Reviews - What Is It?

WARNING: DO NOT BUY SelectQuote Until You Read This Review!
Is it a Scam? Does It Really Work?

If you wish to protect your assets and family against an unexpected tragedy, it is a good option to buy a life insurance policy. SelectQuote is one of the best independent term life insurance agencies on the modern market that can help you get the best coverage at the reasonable price. In fact, this company claims they can assist you to save a lot of money in just a few minutes. But how does this agency really work? Do they offer high-rate life insurance? If you have the same questions, continue reading and you will get some major points that will help you to make the right decision. But before that, let's take a look at how you can get a life insurance quote from SelectQuote. It is claimed on the company's official website that the process only takes about 5 minutes.

First, you will need to enter your zip code on their home page, as well as your gender, height, DOB, and weight. Don't forget to indicate whether or not you have a life insurance policy at present. Next, choose the level of coverage you need (up to $5 million) and the duration of your policy (from 10 to 30 years). Indicate if you have ever consumed nicotine products, had any driving violations within the past five years, been engaged in high-risk activities (sky diving, mountain climbing, piloting aircraft, scuba diving, etc.). List any conditions you have been treated for (like heart issues, cancer, alcohol or substance abuse, depression) in the past. Indicate whether any of your parents or siblings has had cancer before the age of 65. Remember to enter your name, contact information, and address. Later you will be sent off a note from SelectQuote. Remember that filling out this form doesn't necessarily mean that you will be approved for a policy.

Customer Reviews - Does SelectQuote Really Work?

There is a great number of customer reviews about this insurance agency online. You can find both positive and negative testimonials, but positive ones do prevail. The clients of SelectQuote are satisfied with the services and different types of life insurance policies offered by the company. They are also pleased with the speedy application process and fast answer whether you have been approved. InsuranceBlogByChris.com provided a deep look at this company, and noted that it can be a reliable option for people who are looking to get quotes from many companies. SelectQuote is licensed in forty-nine states and employs well trained and knowledgeable agents who will gladly help each client. Besides, they have streamlined the underwriting a lot. It is noted that the company usually dedicates enough time to every potential client during their initial call in order to determine their needs, unlike some other independent agencies.

Several clients of this life insurance agency provided their feedback on ComplaintsBoard.com, where the most common compliments involved good customer service and reasonable premiums. However, some customers didn't like long approval times. It is important to mention that SelectQuote is based out of San Francisco, CA, and had an A+ rating with the Better Business Bureau at the time of our research. There are seventeen closed complaints most of which reference billing issues and selling tactics. The next thing customers like about this life insurance agency is the possibility to reach out to a SelectQuote agent any time of the day or night. They say that the company's representatives highly appreciate each client and politely consult them about the terms, pricing and any other information. So, they can be reached by calling at 877-253-9953. But should you contact the company? Are they worth spending your time? The best way to answer this question is to read what real customers think about their experience of work with this company. Here are some of these testimonials.

"I needed a life insurance policy, so I went to an agent of one of the local agencies to consult him. I asked him a lot of questions which he answered impolitely and impatiently. Besides, rates were too high, so my friend recommended me to choose quote. I applied on SelectQuote website and got a call immediately. The representative of the company asked me some medical questions. I liked the fast service over the phone. I also filled in a form online about basic information. Based on my profile I was approved in a month. My policy is affordable and I am satisfied with it completely. I highly recommend this life insurance policy."

"I have worked with Select Quote for a few months already and I have not had any problems with them. Their agents are professional, efficient, always helpful and understanding. In addition, they have the lowest premiums as well as many positive reviews elsewhere online. I appreciated their positive attitude to me even when I call them several times a day. That's excellent customer service. You should give them a try too."

"I needed a ten-year life insurance policy, so I chose SelectQuote. I found their services to have high quality, while their customer service is just perfect. They offer the most competitive insurance options for the whole family. This company is really easy to work with. My agent always kept me informed about the process and made sure that I had all the necessary information. I faced a challenging situation and he immediately made sure that I understood what was happening. I was delivered what I expected. I will use this agency again in future."

My Final Summary

As is was already noted, term life insurance policies should be purchased not only by mature and elderly people but also by young individuals. Even if you are in good health you never know what will happen tomorrow. SelectQuote appears to have a positive online reputation not only among customers but also among professionals in the industry. But remember that any policies you buy through the company will be priced as low as the company has defined. The pricing may be very individual depending on different factors mentioned higher.

Another advantage of the agency is that it provides each client with a representative who will accompany them through the whole process. So, you don't have to worry that you won't understand anything. All the staff working in the agency is highly professional and helpful. Taking out a term life insurance policy from SelectQuote can be a great option for you. In any case, you are recommended to weigh all pros and cons before signing on the dotted line. As a specialist I do recommend this life insurance agency to Americans of all ages.

SelectQuote Pricing and Rates

Speaking about Life Insurance Policy Premiums it is necessary to say that there can be hundreds of small factors that determine how much you will pay for your insurance. Besides, these factors can be different for each applicant. What is known for sure is that the company offers free quotes and can secure coverage for just $1 per day. This is considered to be minimum pricing. For more details, go to SelectQuote's Cost Examples page and use the Bankrate calculator provided on their site.