National Credit Report Reviews - What Is It?
WARNING: DO NOT BUY National Credit Report Until You Read This Review!
Is it a Scam? Does It Really Work?
If you wish to get your credit report from several reporting bureaus easily, National Credit Report promises that they can help you. The company also provides complementary services such as ID fraud protection, credit monitoring, dispute assistance, etc. Does National Credit Report offer a high level of value for your money? To answer this question, let us take a look at some important facts. It is a well-known fact that the company provides access to your credit scores from reporting agencies (Equifax, TransUnion, and Experian) from any tablet, smartphone, or computer, which is refreshed each month. Besides, their credit monitoring service claims to alert you every time when any change happens in your credit score. Their ScoreCast and ScoreTracker products will allow you to check how your credit score has changed and what can be done to improve it.
Theft reimbursement insurance of the National Credit Report includes $1 million in case if your identity is stolen, while their Dispute Center promises to assist you to correct any fraudulent items or errors available on your credit report. In addition, similar to Kids Live Safe, the company also offers the ability to find sex offenders in your area, and to get emailed alerts if a new one moves in. The official website of the company also features such categories as real estate and cars, as well as a Credit Basics section that gives details on how to build a good credit score, how it is calculated, and more. The company is operated by One Technologies L.P. based out of Dallas, TX. In order to understand whether it is worth addressing, let us take a look at the real customers' reviews about it.
Customer Reviews - Does National Credit Report Really Work?
Generally, the company holds an A+ rating with the Better Business Bureau, even though there are more than 2,700 closed complaints over the last several years. Most of these negative testimonials appear to reference difficulty getting refunds, poor customer service and some issues related to monthly membership fees. In addition to the BBB, there are numerous online reviews from the customers who left their feedback on different websites on the Internet. Most of them appear to be satisfied with the customer feedback and membership fees. They mention getting refunds without any difficulties too. One complaint that caught my eyes was that customers were unaware of the fact that they were signing up for a subscription service. However, the customer service turned out to be quite helpful in receiving refunds.
One customer writes in his testimonial that the National Credit Reporting was very responsive and helpful. He needed to receive a FBI security clearance. The man paid for USPS 2 day delivery but later he found out that the mail depot did not accept letters. Luckily, Rudy and Leanne from NCR were very kind as to help him arrange another package for delivery. The man has called the customer service several times and every time, the representatives were friendly, courtesy, and professional. That guy would certainly recommend this service. A female customer reported that they had great experience with the National Credit Report. Her husband and she needed to have FBI clearances for an overseas adoption. It would take about six weeks for the prints to run through the FBI but with this company, they received their clearances within 48 hours. The clients were amazed with the work of their customer service department, especially LIane who was extremely helpful and responsive. This representative answered many calls and emails within a few minutes, accompanied them through the process, and even followed up with them to inform them that their prints had cleared. LIane and her colleagues showed compassion to the customers' needs, and helped them a lot. The woman can certainly recommend this company to everyone.
Generally speaking, the majority of customer reviews about National Credit Report appeared to be positive. The company's personnel are truly knowledgeable and helpful! You don't have to wait for too long for the FBI's background check. As soon as you sign up for the service, you will be provided with a person who will contact you within one minute. They will inform you important data and answer any of your questions. People who have gone to these guys did not regret it! Let us take a look at the actual reviews from real clients of the company.
"National CreditReport did a wonderful job getting my background check finished from the FBI in a short period of time! The personnel working in the company were very responsive and were able to get my report and return it back to me in less than 48 hours. The reports and request were mailed overnight. They have really outstanding response times and customer service! I do recommend them to everyone who needs this kind of service!"
"Our New Zealand visa applications required my husband and me to get an FBI identification record with the lead time of 12-16 weeks from the FBI. I contacted some companies in search for the most affordable price and shortest processing time. After getting an informative email, we decided to stop our choice on National Credit Reporting. Our applications were processed the same day at a competitive cost. I was emailed with the notification that our requests had been processed. I appreciated that so much! I was happy with the professionalism of their customer service and I highly recommend this company."
"NationalCredit Report is just perfect for fixing credit. I found their official website to be very informative and easy to navigate. If you have not very good credit, it will be a great option for you. You will be able to get the information of dispute accounts and debts. I use their site to fix my credit and I am pleased with the results. The personnel are fast and helpful. They answered all of my questions! I have not experienced any stress associated with paperwork. I highly recommend this company to everyone."
My Final Summary
The National Credit Report's services usually cost $29.95 per month. Based on your needs, you are recommended to remember the following things. It is important to note that you have the right to get one free credit report from a reporting agency each year. National Credit Report membership provides such benefits, as credit monitoring, ID fraud protection, ScoreCast/ScoreTracker, etc. Many of these services from other companies come at an additional fee. A free credit report from this company is available to all customers.
The National Credit Report website offers you a 7-day trial, which means that you can use their service for a week and refuse from it if you are not satisfied with anything. In general, the company appears to have a positive online customer reputation. The majority of customers are pleased with the customer service and the opportunity to get a refund related to monthly membership fees. If you are interested in getting your credit reports, you are recommended to sign up for monthly services offered by National Credit Report.
National Credit Report Pricing and Rates
To obtain your credit reports from three bureaus, sign up for National Credit Report's Free 7-day trial. A monthly membership will cost you $29.95 thereafter.